ASURANSI DALAM REKSADANA SAHAM DENGAN BENTUK KONTRAK INVESTASI KOLEKTIF YANG BERSIFAT TERBUKA

Authors

  • Fries Melia Salviana Fakultas Hukum Universitas Wijaya Kusuma Surabaya

DOI:

https://doi.org/10.30742/perspektif.v20i3.168

Keywords:

reksadana, bursa efek, resiko, perjanjian pertanggungan, mutual fund, market, risk, assured agreement

Abstract

Reksadana merupakan suatu efek dalam Pasar Modal memiliki resiko yang rendah. Dengan Kontrak Investasi Kolektif, maka pengelolaannya dapat dilakukan oleh Manajer Investasi yang telah berpengalaman, sehingga sesuai untuk investor pemula. Modal yang dibutuhkan tidak terlalu tinggi. Reksadana juga memiliki beberapa resiko, diantaranya tidak terbayarnya Dividen, Capital Loss, serta terjadinya likuidasi dan pailit. Sedangkan lembaga yang dapat mengatasi hal tersebut hanyalah lembaga penjaminan saja, hal ini berarti hanya berlaku pada satu produk saja. Sehingga perlu untuk dilakukan Perjanjian Pertanggungan untuk semua produk Reksadana dengan persetujuan investor untuk mengalihkan resiko bukan mengurangi.

Mutual fund is an effect in the capital market that has a low risk. With the collective Investment Contract, then the management can be done by experienced investment managers, making it suitable for novice investors. The required capital is not too high. Mutual fund also has some risks, such as Dividends can’t get paid, Capital Losses, as well as liquidation and bankruptcy. While the only institutions that can address the matter is merely guarantee institution, it applies only to one product only. So it is necessary to do the Assured Agreement for all fund products with the approval of investors to shift risk instead of reducing it.

References

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Published

2015-09-30

Issue

Vol. 20 No. 3 (2015): Edisi September

Section

Articles

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